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  1. Life insurance and Disabilty Insurance - Oct 01,2008
  2. 1 Oct 2008 at 12:30pm
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    Todays topics include "When can life insurance make sense in retirement", "How to evaluate costs of life insurance programs", and "Do you need disability income insurance?". This show is an intiative to provide empowerment to the community. We are here to provide a forum to discuss money matters. Why? Because, indeed your money does matter. We want to help you reach your financial goals through sound recommendations and quality products and services. It is imperative to have trusted and qualified professionals, for your spiritual, physical, mental, legal and financial well being. You have to have real eyes, to realize where the real lies." ~Unknown BR/BR/a href='http://www.blogtalkradio.com/search/insurance'insurance/aa href='http://www.blogtalkradio.com/rss/tag/insurance.rss'img src='http://www.blogtalkradio.com/img/rss_tiny.gif' border='0' //aa href='itpc://www.blogtalkradio.com/rss/tag/insurance.rss'img src='http://www.blogtalkradio.com/img/itunes_trans.png' border='0' //a | a href='http://www.blogtalkradio.com/search/financial+planning'financial planning/aa href='http://www.blogtalkradio.com/rss/tag/financial planning.rss'img src='http://www.blogtalkradio.com/img/rss_tiny.gif' border='0' //aa href='itpc://www.blogtalkradio.com/rss/tag/financial+planning.rss'img src='http://www.blogtalkradio.com/img/itunes_trans.png' border='0' //a | a href='http://www.blogtalkradio.com/search/wealth'wealth/aa href='http://www.blogtalkradio.com/rss/tag/wealth.rss'img src='http://www.blogtalkradio.com/img/rss_tiny.gif' border='0' //aa href='itpc://www.blogtalkradio.com/rss/tag/wealth.rss'img src='http://www.blogtalkradio.com/img/itunes_trans.png' border='0' //a | a href='http://www.blogtalkradio.com/search/money+matters'money matters/aa href='http://www.blogtalkradio.com/rss/tag/money matters.rss'img src='http://www.blogtalkradio.com/img/rss_tiny.gif' border='0' //aa href='itpc://www.blogtalkradio.com/rss/tag/money+matters.rss'img src='http://www.blogtalkradio.com/img/itunes_trans.png' border='0' //a BR/BR/



  3. Explainer: Can I Buy Life Insurance on a Stranger?
  4. 17 Apr 2008 at 11:25am
    Can I Buy Life Insurance on a Stranger? Not unless you have "insurable interest." By Chris Wilson A California jury is debating the fate of two elderly women accused of befriending a pair of homeless men, taking out millions of dollars in life insurance on them, and then killing them. Prosecutors charge that the women collected nearly $3 million from the insurance policies and were seeking to collect more when they were arrested. Murder aside, are you allowed to buy life insurance for someone else and then hope they die? Not if he's a stranger. A federal law enacted in 1945 leaves the regulation of the insurance industry to state governments, so the rules vary from place to place. In most cases, the beneficiary of a policy has to demonstrate that he or she is dependent in some way on the person whose life is being insured. This is known in the business as the "insurable interest" doctrine and has origins in common-law practice. In California, the rule is written out in the official books and grants insurable interest between a beneficiary and "any person on whom he depends wholly or in part for education or support," as well as other relationships involving a financial stake, like if the insured person owes the beneficiary money. The two California women currently on trial are alleged to have claimed some relationship to the two homeless men; one is said to have posed as a relative when she claimed a body. A federal grand jury originally charged the pair with attempts to defraud insurance companies, but that case was dismissed when the state initiated murder charges. The insurable-interest doctrine originates from similarly devious schemes in England in the mid-18th century. When the British Parliament passed the Life Assurance Act in 1774, it acknowledged that the opportunity to insure a stranger would create a "mischievous kind of gaming" that allowed one person to profit from the death of another. The scheme ascribed to the ladies in California is far from original. A 2002 article in the Nevada Law Journal recalls a 1954 case in which a man named Henry Lakin hired a transient World War II veteran named W. Harvey Hankinson to do odd business jobs and then quickly established him as a business partner. Lakin took out a life insurance policy on Hankinson and then brought him on a hunting trip to Pleasant Hill, Mo., from which only Lakin came back alive. There wasn't enough evidence to prove that Hankinson had been murdered, but the insurance company was able to invoke the insurable-interest doctrine and void the policy. Most cases of fraud are not as clear-cut. Many insurance companies and senior-rights groups are concerned about "stranger oriented" or "stranger owned" life insurance, in which investors approach an elderly person and offer him cash or other incentives to sign up for a plan. In return, he agrees to transfer the plan over to the investors after a two-year delay, which is enough time to skirt industry regulations. It's not clear whether this scheme is legal, since the elderly are, in fact, taking out life insurance on themselves—which doesn't run afoul of the insurable-interest rules. Got a question about today's news? Ask the Explainer.



  5. Focus on Insurance - Dec 21,2007
  6. 21 Dec 2007 at 3:00pm
    An Interview and conversation about Insurance. My guest is Sheryl L. Prichard, CLU, FLMI, and ACS. Sheryl is well qualifiied to talk about the subject. Join us. (Time may be changed)



  7. Healthcare, Insurance Companies and the Presidential Campaign
  8. 15 Feb 2008 at 3:00pm
    America's healthcare costs are rising faster than any place else in the world, but Americans are not getting healthier. Also, despite the President's urging, Congress lets the electronic wiretaping shield expire, and Clinton, Obama and the super-delegates who could decide the Democratic nomination.nbsp;



  9. Canadian Mortgage Insurance - eBook - May 27,2008
  10. 27 May 2008 at 12:30pm
    A Consumer's Guide to Understanding the Differences between Individual Insurance and Creditor Insurance, even if you hate dealing with insurance.



  11. Disability Insurance - Part 1 - Jun 10,2008
  12. 10 Jun 2008 at 12:30am
    The Small Business Owners Series - looks at the Need for, and Statistics on Disability Insurance.



  13. Disability Insurance - Part 2 - Jun 16,2008
  14. 16 Jun 2008 at 12:30pm
    Discussion of factors related to the Underwriting of Disability Insurance, the Structure of the Policy, and Policy Features.



  15. Small Business Insurance with Husbaldo Salazar - Apr 28,2008
  16. 28 Apr 2008 at 9:30am
    Learn a few things about insurance for your small business. Husbaldo Salazar is an insurance agent from South Texas. He will discuss small business needs with us.



  17. Why Travel Insurance Saves You and Clients Money - AIG Travel Guard
  18. 7 Jun 2008 at 3:43pm
    If you sell any type of travel, you should offer the benefits of a travel insurance program to your customers to avoid the problems of credit card charge backs with your customers when they have to...br/ br/ If you currently are - or considering a career or business in the travel and hospitality industry - you can not afford to miss the free travel business, tourism marketing and hospitality career audio trainings, Free Mini-Course, tips, tools, tele-seminars and downloadable books and reports.div class="feedflare" a href="http://feeds.feedburner.com/~f/TravelBusinessSuccess?a=mVXHXI"img src="http://feeds.feedburner.com/~f/TravelBusinessSuccess?i=mVXHXI" border="0"/img/a a href="http://feeds.feedburner.com/~f/TravelBusinessSuccess?a=wc1etI"img src="http://feeds.feedburner.com/~f/TravelBusinessSuccess?i=wc1etI" border="0"/img/a a href="http://feeds.feedburner.com/~f/TravelBusinessSuccess?a=NepkEI"img src="http://feeds.feedburner.com/~f/TravelBusinessSuccess?i=NepkEI" border="0"/img/a a href="http://feeds.feedburner.com/~f/TravelBusinessSuccess?a=8oq7Wi"img src="http://feeds.feedburner.com/~f/TravelBusinessSuccess?i=8oq7Wi" border="0"/img/a a href="http://feeds.feedburner.com/~f/TravelBusinessSuccess?a=sUiZPi"img src="http://feeds.feedburner.com/~f/TravelBusinessSuccess?i=sUiZPi" border="0"/img/a a href="http://feeds.feedburner.com/~f/TravelBusinessSuccess?a=2xVimi"img src="http://feeds.feedburner.com/~f/TravelBusinessSuccess?i=2xVimi" border="0"/img/a a href="http://feeds.feedburner.com/~f/TravelBusinessSuccess?a=v6xNcI"img src="http://feeds.feedburner.com/~f/TravelBusinessSuccess?i=v6xNcI" border="0"/img/a a href="http://feeds.feedburner.com/~f/TravelBusinessSuccess?a=h31ehI"img src="http://feeds.feedburner.com/~f/TravelBusinessSuccess?i=h31ehI" border="0"/img/a a href="http://feeds.feedburner.com/~f/TravelBusinessSuccess?a=pGjTmi"img src="http://feeds.feedburner.com/~f/TravelBusinessSuccess?i=pGjTmi" border="0"/img/a /divimg src="http://feeds.feedburner.com/~r/TravelBusinessSuccess/~4/306952413" height="1" width="1"/



  19. Terry Chapman, Founder of Premier Nonprofit Insurer - Oct 11,2008
  20. 11 Oct 2008 at 12:30pm
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    Terry Chapman talks about his path to success.BR/BR/a href='http://www.blogtalkradio.com/search/business+coaching'business coaching/aa href='http://www.blogtalkradio.com/rss/tag/business coaching.rss'img src='http://www.blogtalkradio.com/img/rss_tiny.gif' border='0' //aa href='itpc://www.blogtalkradio.com/rss/tag/business+coaching.rss'img src='http://www.blogtalkradio.com/img/itunes_trans.png' border='0' //a | a href='http://www.blogtalkradio.com/search/executive+coaching'executive coaching/aa href='http://www.blogtalkradio.com/rss/tag/executive coaching.rss'img src='http://www.blogtalkradio.com/img/rss_tiny.gif' border='0' //aa href='itpc://www.blogtalkradio.com/rss/tag/executive+coaching.rss'img src='http://www.blogtalkradio.com/img/itunes_trans.png' border='0' //a | a href='http://www.blogtalkradio.com/search/insurance'insurance/aa href='http://www.blogtalkradio.com/rss/tag/insurance.rss'img src='http://www.blogtalkradio.com/img/rss_tiny.gif' border='0' //aa href='itpc://www.blogtalkradio.com/rss/tag/insurance.rss'img src='http://www.blogtalkradio.com/img/itunes_trans.png' border='0' //a | a href='http://www.blogtalkradio.com/search/leadership'leadership/aa href='http://www.blogtalkradio.com/rss/tag/leadership.rss'img src='http://www.blogtalkradio.com/img/rss_tiny.gif' border='0' //aa href='itpc://www.blogtalkradio.com/rss/tag/leadership.rss'img src='http://www.blogtalkradio.com/img/itunes_trans.png' border='0' //a | a href='http://www.blogtalkradio.com/search/leadership+development'leadership development/aa href='http://www.blogtalkradio.com/rss/tag/leadership development.rss'img src='http://www.blogtalkradio.com/img/rss_tiny.gif' border='0' //aa href='itpc://www.blogtalkradio.com/rss/tag/leadership+development.rss'img src='http://www.blogtalkradio.com/img/itunes_trans.png' border='0' //a BR/BR/



  21. Interview with Steven Degnan-Schmidt of Allstate Insurance - Nov 14,2008
  22. 14 Nov 2008 at 3:30pm
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    testBR/BR/a href='http://www.blogtalkradio.com/search/six+sigma'six sigma/aa href='http://www.blogtalkradio.com/rss/tag/six sigma.rss'img src='http://www.blogtalkradio.com/img/rss_tiny.gif' border='0' //aa href='itpc://www.blogtalkradio.com/rss/tag/six+sigma.rss'img src='http://www.blogtalkradio.com/img/itunes_trans.png' border='0' //a BR/BR/



  23. The Cyber Crime Report - Terrorism Insurance - Feb 10,2008
  24. 10 Feb 2008 at 12:00am
    How can you get insurance now to protect yourself from terrorism attacks. Information from the experts. Mark Weaver will illuminate our minds and show us ways to stay safe from this continual crime.



  25. Taming health insurance costs in your small business - May 15,2008
  26. 15 May 2008 at 10:00am
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    The high cost of health insurance continues to plague small business owners. Often, they struggle to afford coverage just for themselves and their families, let alone for their employees. But there are ways to get your health insurance bill under control. Join us on May 15 when we talk with one of the nation’s leading experts on small business health insurance coverage: Scott Lyon, vice president of small business services for the Small Business Association of Michigan. Scott will answer questioBR/BR/a href='http://www.blogtalkradio.com/search/health+insurance'health insurance/aa href='http://www.blogtalkradio.com/rss/tag/health insurance.rss'img src='http://www.blogtalkradio.com/img/rss_tiny.gif' border='0' //aa href='itpc://www.blogtalkradio.com/rss/tag/health+insurance.rss'img src='http://www.blogtalkradio.com/img/itunes_trans.png' border='0' //a | a href='http://www.blogtalkradio.com/search/small+business'small business/aa href='http://www.blogtalkradio.com/rss/tag/small business.rss'img src='http://www.blogtalkradio.com/img/rss_tiny.gif' border='0' //aa href='itpc://www.blogtalkradio.com/rss/tag/small+business.rss'img src='http://www.blogtalkradio.com/img/itunes_trans.png' border='0' //a | a href='http://www.blogtalkradio.com/search/SBAM'SBAM/aa href='http://www.blogtalkradio.com/rss/tag/SBAM.rss'img src='http://www.blogtalkradio.com/img/rss_tiny.gif' border='0' //aa href='itpc://www.blogtalkradio.com/rss/tag/SBAM.rss'img src='http://www.blogtalkradio.com/img/itunes_trans.png' border='0' //a | a href='http://www.blogtalkradio.com/search/premiums'premiums/aa href='http://www.blogtalkradio.com/rss/tag/premiums.rss'img src='http://www.blogtalkradio.com/img/rss_tiny.gif' border='0' //aa href='itpc://www.blogtalkradio.com/rss/tag/premiums.rss'img src='http://www.blogtalkradio.com/img/itunes_trans.png' border='0' //a BR/BR/



  27. The Cyber Crime Report - Terrorism Insurance Part 2:Kenya - Feb 15,2008
  28. 14 Feb 2008 at 11:30pm
    Part 2 of Terrorism Insurance - Terrorism, Ransom, Extortion, and Wrongful Detention-for-profit, are more common around the world than most would like to believe. Many of these events go unreported. Most are done for money. In tonight's segment, we are featuring Kenya. We have friends and clients there now. Tonight, we explain why buying insurance for these coverages was an indespensible part of their pre-trip planning.



  29. Is Your Health Insurance Or The lack Of It A Threat To Your Health - Oct 26,2008
  30. 25 Oct 2008 at 10:00pm
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    According to the American Cancer Society, 'approximately 65% of cancer related expenses are not covered by regular health insurance.' Since your health insurance may not cover all of the costs of treating cancer,the question is: What can you do to prevent it from happening to you? Tune in for tips and leads on what you can do, questions you should ask, and programs that are available, etc. Don’t miss this informative eye-opening show about the state of insurance coverage and policies and its effects on folks dealing with life threatening diseases like cancer. Call: 347-945-5853BR/BR/a href='http://www.blogtalkradio.com/search/Breast+cancer'Breast cancer/aa href='http://www.blogtalkradio.com/rss/tag/Breast cancer.rss'img src='http://www.blogtalkradio.com/img/rss_tiny.gif' border='0' //aa href='itpc://www.blogtalkradio.com/rss/tag/Breast+cancer.rss'img src='http://www.blogtalkradio.com/img/itunes_trans.png' border='0' //a | a href='http://www.blogtalkradio.com/search/Health+Insurance'Health Insurance/aa href='http://www.blogtalkradio.com/rss/tag/Health Insurance.rss'img src='http://www.blogtalkradio.com/img/rss_tiny.gif' border='0' //aa href='itpc://www.blogtalkradio.com/rss/tag/Health+Insurance.rss'img src='http://www.blogtalkradio.com/img/itunes_trans.png' border='0' //a | a href='http://www.blogtalkradio.com/search/Insurance+Coverage'Insurance Coverage/aa href='http://www.blogtalkradio.com/rss/tag/Insurance Coverage.rss'img src='http://www.blogtalkradio.com/img/rss_tiny.gif' border='0' //aa href='itpc://www.blogtalkradio.com/rss/tag/Insurance+Coverage.rss'img src='http://www.blogtalkradio.com/img/itunes_trans.png' border='0' //a | a href='http://www.blogtalkradio.com/search/DeLeon+Dialogue'DeLeon Dialogue/aa href='http://www.blogtalkradio.com/rss/tag/DeLeon Dialogue.rss'img src='http://www.blogtalkradio.com/img/rss_tiny.gif' border='0' //aa href='itpc://www.blogtalkradio.com/rss/tag/DeLeon+Dialogue.rss'img src='http://www.blogtalkradio.com/img/itunes_trans.png' border='0' //a | a href='http://www.blogtalkradio.com/search/American+Cancer+Society'American Cancer Society/aa href='http://www.blogtalkradio.com/rss/tag/American Cancer Society.rss'img src='http://www.blogtalkradio.com/img/rss_tiny.gif' border='0' //aa href='itpc://www.blogtalkradio.com/rss/tag/American+Cancer+Society.rss'img src='http://www.blogtalkradio.com/img/itunes_trans.png' border='0' //a BR/BR/



  31. The Cyber Crime Report - Terrorism Insurance Part 5 - Nigeria - Mar 01,2008
  32. 29 Feb 2008 at 11:30pm
    We had an amazing response to our first segment on Kidnapping, Ransom, and Extortion Insurance. Tonight, we will address some of your questions in the context of Nigeria because its current and we have several clients there. For those of you joining us for the first time, please forward any questions or inquiries you have to Mark by email to thecybercrimereport@gmail.com.



  33. The Cyber Crime Report- Terrorism Insurance - Mexico - Feb 24,2008
  34. 23 Feb 2008 at 11:30pm
    We had an amazing response to our first segment on Kidnapping, Ransom, and Extortion Insurance. Tonight, we will address some of your questions in the context of Mexico because its current and we have several clients there. For those of you joining us for the first time, please forward any questions or inquiries you have to Mark by email to thecybercrimereport@gmail.com.



  35. The Cyber Crime Report - Terrorism Insurance for Columbia - Feb 18,2008
  36. 17 Feb 2008 at 11:00pm
    We had an amazing response to our first segment on Kidnapping, Ransom, and Extortion Insurance. Tonight, we will address some of your questions in the context of Columbia because its current and we have several clients there. For those of you joining us for the first time, please forward any questions or inquiries you have to Mark by email to thecybercrimereport@gmail.com.



  37. Information You Can Use with Curt Walizer, Independent Broker for State Farm ...
  38. 14 May 2008 at 11:00am
    This segement will give you good advice and information on how you can use Insurance to your benefit. We will have Curt Walizer, an institution in the town of Hershey, outline to us how we can be smarter about how we use insurance to manage risk.

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